Buy now, pay later. Get the smartphone you want with easy, affordable monthly installments. No stress, no hassle.
Pick your phone with a Xendo agent and take it home the same day. No long applications.
Affordable installments straight from your mobile money. No hidden fees.
Every phone has its own plan based on the device price. Pay a small deposit, walk out with it the same day, and finish paying in easy monthly installments.
How Xendo works In 3 simple stepsGetting your new smartphone has never been easier. Here's how Xendo works.
Find a Xendo agent near you and pick the smartphone you love.
Your phone comes ready with everything set up for you. Just start using it.
Make easy, affordable installments and the phone is fully yours.
Millions of people are invisible to banks. Not because they can't be trusted, but because no one ever recorded that they pay. Xendo changes that, one installment at a time.
Every on-time installment is recorded and builds your track record.
A strong history opens the door to bigger devices and future credit.
Your payment record is proof of your reliability, something you carry with you.
Pay your installments right from your phone with mobile money. No bank account needed, no queues, no paperwork.
Your journey is seamless, safe and secure. Pay anytime, from anywhere.
Approve the payment prompt on your phone and you're done in seconds. Your payment is recorded instantly.
Your personal information is encrypted and protected. We never share your data with third parties.
We make smartphone ownership accessible, transparent, and stress-free.
Split the cost into manageable monthly installments that fit your budget. No large upfront payment needed.
Monitor your payment progress anytime, right from your phone. Always know exactly where you stand.
Each phone has its own payment plan based on the device price. Pick the phone you want and the plan comes with it. Simple and straightforward.
We're building a bridge into the modern economy for the people the financial system has overlooked.
A smartphone is the doorway to the internet, work and information. We put it within reach.
Transparent plans, no hidden fees, and a device that pauses rather than breaks if you fall behind.
We help customers build a credit identity that can unlock a stronger financial future.
We're working toward the highest standards of verified social and environmental performance, putting people and purpose alongside profit.
Real stories from people who got their dream smartphones through Xendo.
"Xendo made it possible with payments I can actually manage. The process was so simple!"
"The payment tracking on my phone is great. I always know how much I've paid and when my next payment is due. Very transparent."
"I walked in, chose my device, and walked out with it the same day. The monthly payments are very fair. I'd recommend Xendo to anyone."
Everything you need to know about getting started.
Visit a Xendo agent today, or reach out to us and we'll help you find one near you.